Terms & Conditions
Please read these Terms and Conditions carefully before using our services at Alkyon Financial.

Interpretation and Definitions

Interpretation
Words with capitalized initials have specific meanings as defined below. These definitions apply regardless of whether they appear in singular or plural form.

Definitions

• Affiliate: An entity that controls, is controlled by, or is under common control with a party, with “control” defined as ownership of 50% or more of the voting securities.
• Country: Refers to Massachusetts, United States.
• Company: Refers to Alkyon Financial, located at 85 Tower Office Park, Woburn, MA 01801.
• Device: Any technology capable of accessing the service, such as smartphones, tablets, or computers.
• Service: Refers to the Alkyon Financial website and all related offerings.
• Terms and Conditions (“Terms”): This agreement between you and Alkyon Financial.
• Third-party Social Media Service: Any external platform or content integrated into our Service.
• Website: Refers to Alkyon Financial, accessible at www.alkyonfinancial.com.
• You: The user accessing the Service, either personally or on behalf of a legal entity.

Acknowledgment

These Terms govern your use of our Service and form a binding agreement between you and Alkyon Financial. By accessing the Service, you agree to these Terms. If you do not agree, please refrain from using the Service.

You affirm that you are over 18 years of age. Use of our Service by individuals under 18 is not permitted.

Use of our Service is also subject to our Privacy Policy, which outlines how we collect, use, and safeguard your data.

Links to Other Websites

Our Service may contain links to third-party websites. We do not control and are not responsible for their content, policies, or practices. We recommend reviewing their Terms and Privacy Policies before engaging.

Termination

We reserve the right to suspend or terminate your access to our Service at any time, without prior notice, for any reason including violation of these Terms.

Limitation of Liability

To the fullest extent permitted by law, Alkyon Financial and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service. Our total liability is limited to $100 or the amount you’ve paid to us through the Service, whichever is greater.

“AS IS” and “AS AVAILABLE” Disclaimer

Our Service is provided without warranties of any kind. Alkyon Financial disclaims all implied warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We make no guarantees regarding performance, availability, or reliability.

Governing Law

These Terms shall be governed by the laws of the Commonwealth of Massachusetts, without regard to conflict of law principles.

Dispute Resolution

Before pursuing formal legal action, please contact us to attempt informal resolution. Unresolved disputes will be subject to binding arbitration held in Middlesex County, Massachusetts, administered by the American Arbitration Association (AAA). Exceptions include small claims court and injunctive relief cases.

For EU Residents

If you are an EU consumer, you are entitled to protections under the laws of your country of residence.

U.S. Legal Compliance

You affirm that you are not located in any U.S. embargoed country or on any U.S. government list of prohibited parties.

Severability and Waiver

If any provision of these Terms is found to be unenforceable, the remainder shall remain in full effect. A waiver of any breach does not constitute a waiver of any subsequent breach.

Translation

In the event of a translation discrepancy, the original English version shall prevail.

Changes to These Terms

We may revise these Terms at any time. Changes will be communicated via our Website or email. Your continued use of our Service constitutes acceptance of the updated Terms.

Contact Us

For questions regarding these Terms and Conditions, please contact us:
Email: [email protected]

SMS Terms and Conditions

By opting in to receive text messages from Alkyon Financial, you agree to the following:

1. Message Frequency: You may receive recurring messages. Message/data rates may apply.
2. Opt-Out: Reply “STOP” to unsubscribe. You will no longer receive texts.
3. Support: Text “HELP” for assistance, or email us at [email protected].
4. Privacy: We will never sell or share your mobile number. See our Privacy Policy.
5. Message Content: Messages may include updates, promotions, and alerts.
6. Carrier Charges: Standard message and data rates apply.
7. Terms Updates: We reserve the right to modify or cancel the SMS program. Changes take effect immediately upon notice.
8. Consent: By opting in, you agree to these SMS terms.

For more info, contact us at [email protected] or visit www.alkyonfinancial.com